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This is the fact that hard to accept. However, Barack Obama is trying to get a plan in motion to get you some extra cash on payday so you won’t need a payday loan. He’s putting forth a tax cut and the Make Work Pay credit, as he calls it. The current administration’s efforts to get the economy back on track haven’t been helping so far, and he wants to get right into the middle of it to get things back on track. As with anything, the future isn’t clear, and impossible to tell exactly – but since the mortgage and credit crunch have arrived, things have been getting worse and the need for a payday loan has increased. Obama is hoping that bigger checks on payday will restore consumer confidence so you won’t need to take out a payday loan.